Buying Real Estate – What is Title Insurance?

When we quote our all inclusive fee to a real estate purchaser and list the various items included – search fees, transfer fee, registration fee, title insurance, disbursements and HST – we are often asked ‘what is title insurance?’.  While title insurance is not a requirement in Ontario, as a firm, we purchase title insurance for every buyer as part of our services.  Here is a short summary of what title insurance is:

Continue reading

First Time Home Buyers

If you’re a first time home buyer, you’re probably a little nervous about the prospects of buying a new home. You’re not alone. Thousands of people have done it and survived. You can too! The process is actually not that complicated, and if you get organized and make some good decisions at the outset, it should be a positive and happy experience.

 

Continue reading